OVERVIEW SFM Financial Planning is an independent financial planning firm. Our independence allows us to offer unbiased, cost-effective financial planning. With this structure, we have no ties to any financial services firm and we choose to never accept commissions from any firms we do business with on behalf of our clients. Unlike most brokers and financial planners, our independence places us squarely on the side of our clients and allows us to design a financial plan using investments best suited to your needs (not the financial needs of the planner or the financial firm they work for). Our overriding philosophy is that a well-designed, diversified portfolio can be tailored to a client’s specific needs in a cost-effective manner. Once created, your investment plan will be closely monitored and adjusted as necessary over time so that you can attain your goals and dreams. Please call SFM Financial Planning at 203-329-8917 or email us at scott@sfmfinancialplanning.com for a no-cost, no-obligation review and discussion of your current financial situation.